楊清泉律師專欄：經歷兩次修改貸款被拒之後，長者尋求第13章重組而不是反向抵押貸款
客戶65歲。自他和妻子去年退休，他們就一直依靠$2500個社會保障金。他們有一個漂亮的房子與$30萬的淨值。房子現在價值$50萬。他們第一抵...1261 9/2/2015
楊清泉律師專欄：客戶申請第11章重組，繼續做生意
客戶 58歲，離婚又再婚。他花了近20年在洛杉磯創業。他開始時直接從在亞洲製造商進口建築材料，主要來自中國大陸和台灣，這樣個比美國製造的建築...1099 8/28/2015
楊清泉律師專欄：長者尋求7章減免$5000債務
在另一案件，68歲的長者告訴我，他要提交一份第7章減免5000美元的信用卡債務。我吃了一驚，因為他只欠5000美元。我問他為什麼要破產來減免...367 8/19/2015
楊清泉律師專欄：TWO SENIORS RELY ON CHAPTER 13 TO SOLVE DIFFERENT FINANCIAL PROBLEMS;
TWO SENIORS RELY ON CHAPTER 13 TO SOLVE DIFFERENT FINANCIAL PROBLEMS; ...501 8/14/2015
楊清泉律師專欄：資產流失必須有確鑿的證據證明
有些客戶在申請破產之前收到了大量現金。他們可能從他們的房子重貸提取淨值現金出來，可能獲得商業貸款，或出售資產。這些，與同類型的交易，對已花光...608 8/6/2015
楊清泉律師專欄：U.S. CONSTITUTION GUARANTEES RIGHT...
U.S. CONSTITUTION GUARANTEES RIGHT TO BANKRUPTCY FOR FRESH START IN LI...1100 7/31/2015
楊清泉律師專欄：9TH CIRCUIT DECIDES THAT PUNITIVE DAMAGE AWARD DOES NOT ESTABLISH WILLFUL AND MALICIOUS INJURY
9TH CIRCUIT DECIDES THAT PUNITIVE DAMAGE AWARD DOES NOT ESTABLISH WILL...2646 7/25/2015
楊清泉律師專欄：SUPREME COURT REVERSES COURT OF APPEALS. DECIDES FUTURE WAGES BELONG TO DEBTOR WHEN CHAPTER 13 IS CONVERTED TO CHAPTER 7
Imagine that you are a Chapter 13 debtor with a 5-year reorganization ...457 7/10/2015
楊清泉律師專欄：WIDOW WITH NO ASSETS SEEKS TO DISCHARGE $25K CREDIT CARD DEBT; CREDIT CARDS WITH $50K JUDGMENT LIENS ATTEMPT TO FORCE SALE OF CLIENT’S RESIDENCE
CLIENT NO. 1 Client is 82 and recently widowed. She now lives with he...468 7/1/2015
楊清泉律師專欄：RETIRED SENIOR SEEKS TO DISCHARGE $27K CREDIT CARDS
1) RETIRED SENIOR SEEKS TO DISCHARGE $27K CREDIT CARDS 2) WORKING SENI...385 6/25/2015
楊清泉律師專欄：CAR REPO CAUSES FREAK ACCIDENT 2) SPOUSES NEED TO BE JOINT DEBTORS FROM START OF CASE
CLIENT NO. 1 Client is 63. His older car is fully paid. The problem i...2694 6/16/2015
楊清泉律師專欄：客戶3--申請第7章免掉拖了六年的$25萬美元的信用卡債
客戶45歲，會計師和企業家。 2009年，他聘請我提交第7章破產為他免除接近25萬美元，從供應商信用，商務行，信用卡等被用來資助企業所產生的...485 6/8/2015
楊清泉律師專欄：YOUNG CLIENT SEEKS TO DISCHARGE $780,000 WAGE GARNISHMENT; GOOD SAMARITAN CLIENT SEEKS TO DISCHARGE $2O,OOO LAWSUIT; SENIOR SEEKS SOLUTION FOR WRONGFUL DEATH $1.0M LAWSUIT
CLIENT NO. 1Client is 37. He is single and lives the lifestyle of a si...1752 6/5/2015
楊清泉律師專欄：客戶2---單親母親尋求第7章免去醫療費和信用卡債
客戶35歲，去年傷殘沒有工作8個月了。治療醫療達到$ 80K。保險支付一半。於是，她欠$ 40K的醫療費用。她也有6萬美元的信用卡債。她下周...1030 6/4/2015
楊清泉律師專欄：SENIOR OPTS FOR CHAPTER 7 TO DISCHARGE $50K CREDIT CARDS; COURT ALLOWS POSTPETITION CREDITOR CLIENT TO DENY DISCHARGE OF DEBTOR
CLIENT NO. 1Client is 74. She was married to her husband for 30 years....548 6/3/2015
楊清泉律師專欄：單親母親尋求第7章免去醫療費和信用卡債
客戶1這周是我的單親媽媽周。客戶48歲，她是一名注冊護士，年總收入$7萬美元。她有兩個少年孩子。一個開始在一所社區學院上學。另一個是即將畢...2604 6/1/2015
