楊清泉律師-ARE-LIFE-INSURANCE-PROCEEDS-EXEMPT-IN-BANKRUPTCY-PART-2
Mrs. Walck paid $80,000 to the trustee, which exceeded the total claims of $58,824 listed in her sch...
楊清泉律師-ARE-LIFE-INSURANCE-PROCEEDS-EXEMPT-IN-BANKRUPTCY-PART-1
Let's say that husband and wife filed for Chapter 7 bankruptcy relief to discharge $80,000 of credit...
楊清泉律師-用年齡反駁-濫用破產法
於2005年生效的新破產法帶來了兩個新概念。一個是＂入息審查＂。另一個是＂濫用推定＂。這兩者齊頭並進。 ＂入息審查＂是對債務人的可支配收入計算的方法，以確定債務人是否符合破產的資格，並確定具體是什麼樣...
楊清泉律師-IS-ABANDONED-HOMESTEAD-EXEMPT-IN-BANKRUPTCY-PART-2
If debtor lived in California, things may turn out differently. If my recollection does not fail me,...
楊清泉律師-IS-ABANDONED-HOMESTEAD-EXEMPT-IN-BANKRUPTCY-PART-1
The situation we are going to discuss involves a Chapter 7 bankruptcy debtor who has abandoned her r...
ARE-TAX-REFUNDS-SUBJECT-TO-TURNOVER-TO-CHAPTER-13-TRUSTEE-PART-2
In Los Angeles, it is still standard practice for the Chapter 13 Trustee to require that the debtor ...
ARE-TAX-REFUNDS-SUBJECT-TO-TURNOVER-TO-CHAPTER-13-TRUSTEE-PART-1
What happens to income tax refunds when a debtor files for Chapter 13 relief? This is an interesting...
MEANS-TEST-TREATMENT-OF-VEHICLE-SECURED-DEBT-EXPENSES-PART-2
Qualifying for 7 or 13 depends on allowable deductions from gross income. Gross income is income fr...
MEANS-TEST-TREATMENT-OF-VEHICLE-SECURED-DEBT-EXPENSES-PART-1
The new bankruptcy law provides for a “means test” to determine bankruptcy eligibility using a syst...
DISHONEST-CHAPTER-13-DEBTOR-RIGHT-TO-DISMISS-CASE-NOT-ABSOLUTE
Part 2According to schedule B, debtor owned jewelry $50, however her ex-husband testified that she o...
DISHONEST-CHAPTER-13-DEBTOR-RIGHT-TO-DISMISS-CASE-NOT-ABSOLUTE
Part 1Normally, Chapter 13 debtors can get out of or dismiss their Chapter 13 cases almost as a matt...
楊清泉律師-破產將停止所有的無禮收債騷擾
長期的經濟衰退已經迫使收債員去創新，甚至濫用收賬力度。用監禁威脅未能支付債務的債務人，似乎是一些州收債員的一個共同策略。有些州顯然沒有廢除規定債務人牢獄法律。幸運的是，在加利福尼亞州，有沒有債務人監獄...
BANKRUPTCY-STOPS-ALL-ABUSIVE-COLLECTION-EFFORTS
Part 2Let’s re-enact a typical collection call from Rumson and Bolling: RB: Hello, wake up you deadb...
BANKRUPTCY-STOPS-ALL-ABUSIVE-COLLECTION-EFFORTS
Part 1 The long recession has forced even debt collectors to resort to innovative but abusive collec...
STEP-UP-IN-CHAPTER-13-PLAN-PAYMENTS-AFTER-PLAN-CONFIRMATION
(Part 2) But what about the ending of repayments of loans from debtor’s 401(k) retirement accounts? ...
STEP-UP-IN-CHAPTER-13-PLAN-PAYMENTS-AFTER-PLAN-CONFIRMATION
Once the Chapter 13 plan payment is confirmed, the amount is fixed in stone, right? For example, if ...
關於 楊清泉律師事務所
